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The Missing Piece of the New Underwriting Paradigm
The Missing Piece of the New Underwriting Paradigm An overview of Electronic Health Records and how ... enhance risk assessment and automated underwriting in the US. By Ron Schaber Product Matters!, August 2022 ...- Authors: Ron Schaber
- Date: Aug 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Enhancing the Value of Critical Illness Insurance
Enhancing the Value of Critical Illness Insurance Critical illness insurance is a popular supplemental ... supplemental health insurance product in the U.S. market. This article discusses how carriers have recently sought ...- Authors: Ashlee Borcan
- Date: Feb 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Health & Disability; Health & Disability>Critical illness insurance
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The Rise of Registered Index Linked Annuity (RILA) products
The Rise of Registered Index Linked Annuity (RILA) products Article discusses the mechanics of index-linked ... index-linked annuities and the growth of RILAs .small-text { font-size: 12px; } By Nicholas Carbo, David ...- Authors: Nicholas Carbo, David J Elliott , Ginaesan Sinnu
- Date: Aug 2022
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Annuities>Equity-indexed annuities
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Deferred Life Risks Are on the Menu of a Hungry Pension Risk Transfer Market
Deferred Life Risks Are on the Menu of a Hungry Pension Risk Transfer Market Discusses insurance company ... considerations and approaches when dealing with the complexities of deferred lives within pension plans. By ...- Date: May 2022
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Pensions & Retirement>Assumptions and methods; Pensions & Retirement>Pension risk transfer
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The Impact of AG 49 and AG 49-A on Indexed Universal Life Insurance Illustrations: Results from a Survey of 28 Insurers
The Impact of AG 49 and AG 49-A on Indexed Universal Life Insurance Illustrations: Results from a Survey ... Survey of 28 Insurers Summary of a survey conducted by Milliman of 28life insurers on the impact of AG49 ...- Authors: Karthik Yadatore, Paul Fedchak, Patrick Ouyang
- Date: Oct 2022
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Public Policy
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Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct
Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct Accelerated underwriting expert ... gives a brief history of the confusion matrix and how its use came into the accelerated underwriting ...- Authors: Ryan Holt
- Date: Aug 2022
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Accelerated underwriting
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Accelerated Death Benefit Rider Financing Approaches
or ‘hybrid’ policies) have become a core component of life insurance sales strategy. LIMRA reported that ... percent of life insurance sales based on total premium.”[1] Concurrently, the long-term care insurance ...- Authors: Robert Eaton
- Date: May 2022
- Competency: Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Long-term Care
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Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey
Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey The article summarizes ... summarizes results of a Milliman survey per the title. These products comprise about 40% of the total individual ...- Authors: Carl Friedrich, Michelle Krysiak
- Date: Oct 2022
- Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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2020/2021 Life Insurance Pricing Methodology Survey
Insurance Pricing Methodology Survey Since the last installment of the biennial WTW North America Life Insurance ... Methodology Survey in 2018, the market has been coming to terms with the prospect of “lower for even longer” ...- Date: May 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Registered Indexed Variable Universal Life: Is RIVUL the Next Big Thing in Life Insurance Products?
Universal Life: Is RIVUL the Next Big Thing in Life Insurance Products? Discussion of a new product concept ... Universal Life (RIVUL). A product idea based on the sales success of Registered Indexed Life Annuities (RILA) ...- Authors: Nik Godon
- Date: Oct 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life